KUNKAFA FREE INVESTMENT TOOLS
DCA Investment Simulator by Kunkafa
What could regular investing add up to? Compare your contributions with a modeled investment balance using your own return and fee assumptions. This dollar-cost averaging calculator runs entirely in your browser.
Your illustrative results
Modeled final value
$32,502
Total contributed
$25,000
Net growth after fees
$7,502
Contribution fees paid
$0
View annual DCA results
| Year | Contributed | Modeled value | Fees paid |
|---|---|---|---|
| 0 | $1,000 | $1,000 | $0 |
| 1 | $3,400 | $3,505 | $0 |
| 2 | $5,800 | $6,134 | $0 |
| 3 | $8,200 | $8,895 | $0 |
| 4 | $10,600 | $11,795 | $0 |
| 5 | $13,000 | $14,839 | $0 |
| 6 | $15,400 | $18,035 | $0 |
| 7 | $17,800 | $21,392 | $0 |
| 8 | $20,200 | $24,916 | $0 |
| 9 | $22,600 | $28,616 | $0 |
| 10 | $25,000 | $32,502 | $0 |
How the Kunkafa DCA calculator works
The initial investment is made at time zero. Subsequent contributions arrive at the end of each period. Each contribution, including the initial one, has the selected percentage fee deducted before investing. Contributions in the results include those fees.
The effective periodic return is (1 + annual return) raised to 1 ÷ periods per year, minus 1. Each period, the prior balance compounds at that rate before the new contribution is added. Weekly and fortnightly schedules use exactly 52 and 26 periods per year; they are not calendar-date schedules.
The 5% starting return is an editable illustration, not a historical average, a Kunkafa forecast or a promised return. A constant rate cannot reproduce volatile markets or compare actual historical DCA entry prices. A −100% assumption wipes out the prior balance each period; the final end-of-period contribution has no time to earn a return.
Annual management charges, taxes, inflation, spreads and withdrawals are excluded. Net growth is final value minus total contributions, so it includes the effect of contribution fees. Results use unrounded values internally and display whole dollars.
From a savings scenario to market probabilities
A DCA scenario answers an arithmetic question: what follows from the assumptions you enter? Kunkafa's market forecasts answer a different question by showing predicted changes, direction and probabilities over a selected duration. Neither makes the future certain.
Kunkafa scaled order and average entry calculator helps plan entries at different prices. Kunkafa forecasting methodology explains the forecasts.